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PayPal Fee Calculator UK
PayPal charges UK sellers 2.9% + £0.30 on an ordinary sale — not the US rate in pounds. And there are two international surcharges, not one.
The payment
- Amount received
- £100.00
PayPal's fees
- Percentage fee (2.9%)
- −£2.90
- Fixed fee
- −£0.30
- Total PayPal fees
- −£3.20
You keep
£96.80
96.8% of the payment.
PayPal publishes no worked example, so this is a plain £100.00 payment to start from — not a figure PayPal quotes. Change any field to run your own.
The whole range
What you keep at each amount
| Amount | Rate applied | PayPal fees | You keep | % kept |
|---|---|---|---|---|
| £5.00 | 2.9% | £0.45 | £4.55 | 91% |
| £10.00 | 2.9% | £0.59 | £9.41 | 94.1% |
| £25.00 | 2.9% | £1.03 | £23.97 | 95.9% |
| £50.00 | 2.9% | £1.75 | £48.25 | 96.5% |
| £100.00 | 2.9% | £3.20 | £96.80 | 96.8% |
| £250.00 | 2.9% | £7.55 | £242.45 | 97% |
| £500.00 | 2.9% | £14.80 | £485.20 | 97% |
| £1,000.00 | 2.9% | £29.30 | £970.70 | 97.1% |
| £2,500.00 | 2.9% | £72.80 | £2,427.20 | 97.1% |
| £5,000.00 | 2.9% | £145.30 | £4,854.70 | 97.1% |
PayPal’s UK fee table, line by line
| Payment type | Rate | Fixed fee |
|---|---|---|
| All Other Commercial TransactionsThe catch-all line. PayPal UK publishes no line called "Goods and Services" — this is the one that applies to an ordinary sale. | 2.9% | £0.30 |
| Card funded payment from a user of our Terms for Payments without a PayPal accountThe buyer paid by card without opening a PayPal account. | 1.2% | £0.30 |
| QR code Transactions – 10.00 GBP and belowThe rate and the fixed fee both change at the threshold, so the tier follows the amount rather than a choice. | 2% | £0.05 |
| QR Code Transactions – 10.01 GBP and above | 1.5% | £0.10 |
Where the buyer is, and what it adds
| Buyer's market | Added to the rate |
|---|---|
| United Kingdom | None |
| EEA | 1.29% |
| All other markets | 1.99% |
What the calculator does not cover
- VAT
- PayPal’s UK fee page does not say whether these fees are inclusive or exclusive of VAT. We will not guess at a figure the publisher does not state.
- The EEA service fee
- A separate 1.29% charge exists with almost the same name and the same figure as the EEA surcharge, but PayPal applies it only to merchants who hold a separate agreement. It is not counted here.
- Currency conversion
- Charged separately when the payment arrives in another currency, and applied on top of everything else. It depends on the buyer, not on what you sell.
- Alternative Payment Methods
- PayPal lists them as a pointer to a separate rate table rather than as a rate, so they are not a line this page can price.
Common questions
What are the PayPal fees in the UK?
- On an ordinary sale PayPal UK takes 2.9% of the amount received plus a fixed £0.30. On £100 that is £3.20, leaving you £96.80. PayPal publishes 4 rates for receiving money in the UK.
How do I calculate PayPal fees?
- Multiply the amount received by the rate for how you were paid, then add that line's fixed fee — 2.9% plus £0.30 on an ordinary sale. If the buyer is abroad, one surcharge is added to that rate rather than replacing it.
What is the PayPal Goods and Services fee in the UK?
- PayPal's UK fee page publishes no line called "Goods and Services" — that wording belongs to its US schedule. The line that applies to a UK sale is "All Other Commercial Transactions", at 2.9% plus £0.30. A calculator quoting the US 2.99% for a UK seller is quoting the wrong country.
How much does PayPal charge for an international payment in the UK?
- One surcharge is added to the domestic rate: 1.29% when the buyer is in the EEA, 1.99% for all other markets. An ordinary £100 sale from the EEA costs £4.49 instead of £3.20.
Why did my PayPal QR code fee change?
- PayPal splits QR code payments at £10.00, and the threshold moves the rate and the fixed fee together. At £10.00 you pay 2% plus £0.05; one penny more and it becomes 1.5% plus £0.10.
This is not your PayPal statement. It covers the standard UK Commercial Transaction Rates for receiving money — not Alternative Payment Methods, not donations or charity rates, not micropayments, not PayPal Online Card Payment Services, and not currency conversion, which PayPal charges on top of everything here. Check your PayPal account for the amounts actually charged.
Verified on . Based on PayPal Merchant Fees (UK) (PayPal, Inc., Last updated 2026-07-15). See the method.