How much does Stripe charge?

2.9% of the payment plus a fixed $0.30 on a standard online card payment in the United States. On $100 that is $3.20, so $96.80 lands in your account.

Does Stripe charge more for international cards?

Yes — 1.5% on top of the base rate when the card was issued outside the United States. On $100 that takes the fee from $3.20 to $4.70.

Do Stripe's surcharges replace the base rate?

No. They stack on it, and they stack on each other. An international card, typed in by hand, that also needs converting pays the base rate plus all three surcharges at once — 5.9% plus $0.30, or $6.20 on $100.

How do I calculate Stripe fees?

Add up every surcharge that applies to the payment, add the base 2.9%, multiply the payment by that total, then add $0.30. The fixed fee is charged once per successful payment, whatever the amount.

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Stripe Fee Calculator

Stripe’s three surcharges don’t replace the base rate — they stack on top of it. An international card, entered by hand, that needs converting pays all three at once.

The payment

Amount received: $100.00

Stripe fees

Percentage fee (2.9%): −$2.90
Fixed fee: −$0.30
Total Stripe fees: −$3.20

You keep

$96.80

96.8% of the payment.

Stripe publishes no worked example, so this is a plain $100.00 card payment to start from — not a figure Stripe quotes. Change any field to run your own.

The whole range

What you keep at each amount

The $0.30 fixed fee does not shrink with the payment, so a small payment loses a much larger share of itself than a big one.
Amount	Stripe fees	You keep	% kept
$10.00	$0.59	$9.41	94.1%
$25.00	$1.03	$23.97	95.9%
$50.00	$1.75	$48.25	96.5%
$100.00	$3.20	$96.80	96.8%
$250.00	$7.55	$242.45	97%
$500.00	$14.80	$485.20	97%
$1,000.00	$29.30	$970.70	97.1%
$2,500.00	$72.80	$2,427.20	97.1%
$5,000.00	$145.30	$4,854.70	97.1%
$10,000.00	$290.30	$9,709.70	97.1%

Stripe’s rate, line by line

The base rate applies to a domestic online card payment. Each surcharge below **adds** to it rather than replacing it — Stripe charges every one that applies, at once.
Line item	What it adds
Base rateOnline card payment, card issued in the US, entered by the customer.	2.9%
Fixed feeAdded to every successful charge, regardless of the amount.	$0.30
International cardThe card was issued outside the United States. Adds to the base rate — does not replace it.	+1.5%
Manually entered cardThe number was typed rather than presented by the customer. Adds to the base rate.	+0.5%
Currency conversionThe payment needs converting to another currency. Adds to the base rate.	+1%

Common questions

How much does Stripe charge?: 2.9% of the payment plus a fixed $0.30 on a standard online card payment in the United States. On $100 that is $3.20, so $96.80 lands in your account.
Does Stripe charge more for international cards?: Yes — 1.5% on top of the base rate when the card was issued outside the United States. On $100 that takes the fee from $3.20 to $4.70.
Do Stripe's surcharges replace the base rate?: No. They stack on it, and they stack on each other. An international card, typed in by hand, that also needs converting pays the base rate plus all three surcharges at once — 5.9% plus $0.30, or $6.20 on $100.
How do I calculate Stripe fees?: Add up every surcharge that applies to the payment, add the base 2.9%, multiply the payment by that total, then add $0.30. The fixed fee is charged once per successful payment, whatever the amount.

This is not your Stripe statement. It covers the standard online card rate for the United States — the base percentage, the fixed fee, and the three surcharges above. Anything else on Stripe’s pricing page is not part of this calculation. Check your Stripe dashboard for the amounts actually charged.

Verified on July 28, 2026. Based on Pricing (United States) (Stripe, Inc., Read 2026-07-28). See the method.